Yondlers

Probably the hardest thing you can ask someone today is to control and limit their spending's. It is the hardest thing one can ask anyone. This is probably because it is a sensitive matter. This would not be an issue, but it is. According to Business Report  FNB has claimed that the South African middle class spend all their salaries within the first 5 days of receiving it (Business Report, 2018). That is a lot of money. Let me help you understand. The middle class, according to Justin Visagie (2016), are people who earn between 5600 to 40000 per month after direct tax. If your personal income meets within that criteria then congratulation you are the middle class. Korhonen (2016) believes that on South Africa's population 31% of them consists of the middle class. Let me show you how bad it is. Majority of 31% of South Africans cannot budget their money. 55% of South Africans are living in poverty. That means only 14% of South Africans have money and just don't u